Hello and welcome to ThriveWithCents.com! I’m Hishem, entrepreneur and passionate finance enthusiast from Morocco. With a background in economics and management, plus hands-on experience as a digital marketer and media buyer, I’ve dedicated my career to helping everyday people take control of their money, build multiple streams of income, and live life on their own terms.
My Journey
Growing up, I was always fascinated by how money works how a few smart choices could turn a modest paycheck into real financial freedom. I went on to study Economics and Management at university, where I learned the fundamentals of budgeting, investing, and market strategy. After graduation, I jumped into the world of digital marketing, specializing in media buying. Over the years, I’ve managed six- and seven-figure ad campaigns for brands and learned the art of driving traffic, converting clicks, and scaling online businesses.
Drawing on this marketing expertise, I went on to create two successful local brands in Morocco. Both businesses thrived because I applied the same principles I teach here setting clear financial goals, tracking every dollar spent, and continuously optimizing for growth. Along the way, I also launched three profitable blogs focused on topics ranging from wellness to travel, each of which taught me invaluable lessons about SEO, content creation, and community building.
Why I Started ThriveWithCents
In the process of building my own brands and blogs, I realized there was a huge gap in the personal finance space for actionable, no-fluff guidance. Too many “gurus” made finances sound either impossibly complicated or too simplistic to matter. I wanted a blog that speaks to real people students, young professionals, parents, side hustlers anyone who wants to earn more, save more, and live more without sifting through jargon.
That’s why I created ThriveWithCents.com. Here, you’ll find practical, step-by-step tutorials on budgeting, clever side hustle ideas that fit into busy schedules, and proven saving strategies that don’t feel like deprivation. I mix in personal anecdotes from my own journey both successes and mistakes so you can learn from what worked (and what didn’t).
What You’ll Discover Here
- Budgeting Tips
Discover how to build a budget that actually works, even if you’ve never balanced a spreadsheet. From zero-based budgeting to envelope systems, I break down complex methods into simple, actionable steps. - Side Hustles
Whether you’re looking for remote gigs, passive income streams, or creative ways to monetize your hobbies, I’ve tested and vetted dozens of side hustles so you don’t waste time on dead ends. - Saving Strategies
Learn how to systematically grow your savings without feeling like you’re missing out. I share everything from micro-savings apps and cashback tools to the famous 52-week challenge, complete with free printables. - Automation & Tools
Because time is your most valuable resource, I also cover how to automate your finances: auto-paying bills, batching content creation, using AI writing tools, and scheduling Pinterest posts so your money and your blog grow even while you sleep.
My Promise to You
- Transparency & Honesty
All recommendations on ThriveWithCents.com are based on personal experience or rigorous research. If I earn a commission through an affiliate link, you’ll always know about it because trust is everything. - Actionable Content
No fluff, no filler. Every article, guide, and printable is crafted so you can immediately implement the advice and see real results. - Community
I believe in learning together. Join our email list and social media channels to ask questions, share wins, and connect with other ambitious savers and side hustlers.
Let’s Connect
I’d love to hear from you! Whether you have a burning question about a budget spreadsheet, need advice on your next side hustle, or just want to share your success story, reach out:
- Email: [email protected]
- Pinterest: pinterest.com/ThriveWithCents
- Instagram: @ThriveWithCentsBlog
You can also download my free “Blog Automation Starter Kit” when you subscribe complete with a step-by-step checklist, template, and video walkthrough.
Thank you for stopping by. Here at ThriveWithCents.com, we’re on a mission to prove that financial freedom isn’t just for the wealthy it’s for anyone who’s ready to take the first step. Let’s thrive together, one cent at a time!
Hishem
Founder, ThriveWithCents.com